English
Spending Profile
Based on your entry data, the spending profile outlines your consumption characteristics across dimensions such as recording habits, spending structure, and preferences, helping you see your own spending style more objectively.
Where to find it
| Platform | Location |
|---|---|
| Web app | Left menu "Insights & Analysis → Spending Profile" |
| Other platforms | Analysis features are being aligned gradually; for the full experience use the web app |
What it tells you
- Spending characteristics: whether you lean toward planned or impulsive spending
- Structure preferences: which categories your expenses concentrate in, and whether that differs from most people
- Habit trends: how your recording frequency and spending rhythm change over time
The profile is generated from statistics. The more complete your entries and the longer you have been recording, the closer the profile is to reality.
How to use it
- After every full month of recording, come back and check the profile once to see whether the characteristics have changed
- Combine it with Spending Optimization to set improvement targets for the problems the profile exposes (such as a high share of impulse spending)
- Use the Health Score to verify the improvement
AI user profile
Besides the statistical profile, the AI assistant can also generate an AI-interpreted spending profile report based on your entries. See AI Assistant.